EJMS Services LLC Serves-Up Food Truck Insurance
LOS GATOS, CA (February 19, 2013) –As the food truck industry is infused with a new breed of vendors producing gourmet options, and making smart use of technology to grow their businesses, EJMS Services LLC , announced today that it is serving up a new insurance program to meet the unique needs of these businesses. EJMS is a specialized, full-service insurance brokerage firm, based in Los Gatos, California that serves the food truck industry countrywide.
Through a partnership with The Hanover Insurance Group, Inc., EJMS’ new Food Truck program offers customizable coverages designed specifically for licensed mobile food service trucks and stationary trailers. Eligible businesses also include gourmet coffee vendors, cold lunch trucks and catering vehicles.
“Food service vendors rely on their vehicles to operate their businesses,” said Edward Szylko at EJMS. “And food trucks have some very unique insurance needs.” By creating a specialized insurance program and having an agent like EJMS who brings expertise in this segment is a win-win for mobile food services. “Having the right insurance to help ensure that your mobile bistro is well protected allows you to keep your business moving.” Lee Norman, also with EJMS and catering food truck specialist for 40 years said this program “is a game changer and the complete product offering has never existed and nothing has been like it in the industry.” Further, The Hanover has provided a completely automated platform so that policies can be issued in minutes, eliminating days of processing typical transactions.
Key coverage for mobile food providers include standard business owners’ insurance; commercial auto coverage; umbrella liability; employment practices liability, and workers compensation. In addition, the program offers unique policy add-ons for:
- Food contamination
- Equipment breakdown of food preparation equipment on the vehicle
- Employee dishonesty
- Loss of money and securities
- Computer equipment
- Computer viruses and hacking
- Business interruption if the vehicle is out of service due to a claim
“The mobile food truck industry is one of the fastest-growing segments of the restaurant business,” said Michael Keane, president, small commercial at The Hanover. “We are very pleased to underwrite this program for EJMS, which has an outstanding knowledge of this dynamic industry.”
As with all Hanover programs, the Food Truck program is backed by proactive risk management, including safety and advice, claims management and contract advice.
EJMS Services, LLC ® is a holding company which provides insurance, risk consultation, and financial services through two subsidiaries: EJMS Insurance Services and Allied Pacific Insurance Services.
EJMS Insurance Services ® is a full service insurance brokerage which began in 1997 and Allied Pacific began in 1968. All members of these units are licensed insurance professionals and have experience which includes risk assessment, claims handling, management and underwriting skills. Our professionals are versed in auto, homeowner, marine, bond, commercial, professional liability, worker compensation, and specialty risks. All insurance companies that are utilized are rated “A” or better by A.M. Best and are primarily domiciled in the United States.
EJMS Services, LLC
EJMS Insurance Services
Allied Pacific Insurance Services
CA License #0C15097